Businesses, homes and cars vandalized are covered by most insurance policies.

With few exceptions, auto, business and homeowner insurance policies cover property damage caused by such incidents, industry experts told USA Today.

“I would expect anyone that has actual, physical damage to their property should be making a claim now,” said attorney Kim Winter.

“We recommend that they make a claim sooner rather than later, even if they don’t know what all of their damages are yet.”

Protesters have been rallying against racial inequality and police brutality after unarmed George Floyd’s death in Minneapolis

Authorities believe left and right wing radicals followed the peaceful protesters and caused the damage.

Small-business insurance policies generally cover damage to windows, doors, light fixtures and contents, including furniture, office supplies, machinery and computers, plus the cost of boarding up windows and securing the business.

Damage to cars is covered under auto insurance policies, which include comprehensive coverage.

Paul Blume of the American Property Casualty Insurance Association, said,  “Every effort is being made to assure prompt assessments and payments for covered claims.”

“We can reassure customers that most standard insurance policies for business owners and homeowners provide coverage for property losses related to civil unrest,” he said.

Businesses might have business interruption insurance, which covers them if they’re forced to suspend operations or limit hours.

Those provisions are meant to cover lost income..

Damages associated with the uprisings come as some people may have experienced losses connected to covid-19.

The insurance industry said business interruptions related to covid-19 won’t be covered within claims connected to civil unrest. 

In some cases, to qualify for business interruption coverage, a business has to have damage, and in most cases, the business would have had to be open — or have reopened after the lockdowns,.