Frugal Moms and Dads trying to teach their wayward children the value of money will love this.

So will Clemson fans.

Do you know who will be graduated from college this year without a load of student debt, $15,000 in the bank and walk into a $10 million to $20 million job?

OK. Give up? 

He’s ... drum roll ... All-American star defensive tackle Christian Wilkins of the national champion Clemson Tigers.

He’s expected to be taken in the NFL draft’s 1st round for that kind of money.

Your kids should be that fortunate, shouldn’t they?

What are his secrets?

Wilkins has a radical approach to saving money.

“It’s simple,” he told sports writer Rachel Bachman. 

“Save a whole lot more than you spend. I’m not ever willing to spend much. I’m very low-maintenance when it comes to my needs.”

Wilkins lives in a $300-a-month apartment.

“It’s nice down South cause it’s cheaper,” said the New England native.

He spends little time there to keep his electrical and water bills down. 

When he isn’t in class or on the practice field, he’s in Clemson’s 140,000-square-foot football-operations center, eating most meals and even showering and brushing his teeth there.

He doesn’t need a car because he has a bike or gets rides from teammates. 

He uses no credit cards and has a family phone plan he doesn’t have to pay for. 

He doesn’t pay for music or phone apps and wears team-issued clothes.

“I’m the cheapest guy in the world,” he said.

Even the NCAA helps 

An NCAA rule change helps him save. The NCAA allowed schools to help athletes cover the full cost of  school including transportation and personal expenses.

This year, Clemson athletes on full scholarship living off campus received $1,532 a month for room and board – a bit over $50 a day. Wilkins also received federal Pell grants for students with financial need.

He was the youngest of 8 children in Springfield, Mass. His family didn’t have much but had food on the table and each other. 

His bank accounts

Wilkins has not 1 but 4 bank accounts.

The 1st account is for everyday expenses such as food. He keeps $150 a month in that account.

When that is gone, he stops spending and eats at Clemson’s training table.

“My biggest weakness is food,” he said. At 6-foot-3 and 315 pounds it’s “like my only drug in life.”

The 2nd is for rent and big items, like airline tickets to fly home to see family.

The 3rd is for half his monthly check for savings and investments and the 4th is for emergencies.

Wilkins won the National Football Foundation’s Campbell Trophy – the “academic Heisman” – as the nation’s best football scholar-athlete.

If you have wayward children, tell them Christian’s story. They may learn an important lesson.

The Sports Grouch welcomes readers’ emails at ChronicleSports@yahoo.com .