Tech Talk

Protect your cards from skimming

Posted 1/10/21

Have you heard of payment card skimming? This type theft involves thieves stealing your credit or debit card information. 

Thieves mount a special device on a card reader. When you make a …

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Tech Talk

Protect your cards from skimming

Posted

Have you heard of payment card skimming? This type theft involves thieves stealing your credit or debit card information. 
Thieves mount a special device on a card reader. When you make a transaction the reader steals your card number, expiration date, and cardholder name. 
Another way they skim is by pretending to “clean” or “repair” a payment card but steal your information instead. 
Contact less skimming steals card data without physically touching your card. Wireless technology and chips built into payment cards make this possible.
How can you protect your cards from skimmers? There are a few ways to protect yourself from these thieves. 
Check stand-alone ATMs and gas pumps before you use them and be wary of restaurants, bars and gas stations. If the credit card reader sticks out past the panel or is loose, be suspicious. 
Another trick thieves use is putting a fake keypad on top of the real one to steal your pin number. Don’t let anyone clean or fix your card. This is often a ruse to get you to hand over your card.
To protect yourself from contact less skimming use RFID-blocking technology. Tools like RFID-blocking wallets and payment card size wallet inserts will prevent wireless transmission of card information when your card is in your wallet or purse.
Next: Avoid the latest Facebook scams

tech talk, protection, web safety, internet safety, Kaite Ritchie

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